Re Payment security insurance coverage is not any longer available with brand new loan requests. In the event that you curently have payment protection insurance coverage on the loan and also you want to retain this cover – usually do not make an application for your own Loan top up online. Please give us a call on 1890 724 724 or + 353 1 771 5610 and an individual service adviser shall process the job for you personally. Instead, you can apply using your regional AIB branch.
AIB Payment Protection Arrange is solely underwritten by London General insurance carrier Ltd and London General lifestyle Company Ltd. AIB Insurance solutions Ltd is managed because of the Central Bank of Ireland.
I have sent applications for that Loan within my branch/over the telephone and opted to perform ‘set up online’. Exactly What must I do now?
You can access your application via the “My Applications & Documents” tab on the “Apply Online” page if you applied for a loan via your branch or over the phone and opted to complete ‘set up online. From here, your can see the status of the application for the loan along with download and save yourself all documents concerning the application. In case the application happens to be delivered to a loan provider for assessment, we shall deliver you a text to advise once a decision can be acquired.
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AIB Motor Finance
What sort of motor finance can we submit an application for?
You can easily make an application for 2 several types of motor finance through AIB Web Banking
Brand New private Loan/Car Loan (Variable Interest) from €1,000 to €30,000 on the internet and as much as €75,000 in branch or higher the device.
Hire buy (Fixed interest) from €10,000 to €60,000 in branch or higher the telephone
Full information on AIB car lease options can be located here.
What’s car finance and a Hire Purchase contract?
Car finance is a adjustable price personal bank loan make it possible for the client to purchase an utilized or new automobile. Auto loans offered by €1,000 to €75,000.
Hire Purchase enables the client to borrow funds at a hard and fast rate of interest to get an utilized or car that is new. The lender retains security interest throughout the asset purchased until all repayments my explanation were made. The asset becomes the clients home whenever all of the instalments due were made & the purchase cost happens to be paid. Hire buy is for quantities of €10,000 to €60,000.
Exactly how much may I make an application for online, by phone or within the branch?
You can apply online for the motor car Finance Loan from €1,000 up to €30,000.
You can easily make an application for a auto loan for quantities from €1,000 as much as €75,000 in your branch or by phoning us on 1890 724 724.
It is possible to submit an application for Hire Purchase for amounts over €10,000, in branch, over the telephone.
Complete details are located in the ‘How to put on’ section right here.
Could I make an application for motor finance for almost any automobile brand new or utilized?
Yes you are able to make an application for AIB motor finance for either New or cars that are used.
Over exactly how several years can we repay the vehicle Finance?
You are able to repay your car or truck Loan from between 1 to 5 years.
You can easily repay your Hire Purchase between 2 to five years for utilized cars or over to 6 years for brand new vehicles.
Whenever will the decision is known by me on my application?
We shall endeavour to give you a determination on your own car finance application instantly.
When your application is referred to your financing team for review you will receive a determination within 3 business hours.
In the event that you applied online and you’ve got supplied us along with your cellular phone quantity, we are going to text you when a determination is present (you can log into the AIB Internet Banking and choose “My Application & Documents” underneath the “Apply& Open” menu to see your decision).
You can contact your local branch or Relationship Manager after 3 business hours to check the status of your application if you applied for a Car Finance facility in the branch.
You can ring 1890 724 724 after 3 business hours to check the status of your application if you applied for a Car Finance facility over the phone.
Our business hours are 9am to 5pm Monday to Friday, excluding bank vacations. Although we try to offer you a determination within 3 company hours, this period may be extended for technical or other genuine reasons.
